OTP Bank

Visa Platinum

The Visa Platinum Credit Card is designed to further enhance your lifestyle. With this prestigious card you will be able to access a range of advantages that go beyond the ordinary giving you the chance to live life to the fullest.

Visa Platinum is valid for clients and non-clients of OTP Bank Albania, who are employed in Albania, as well as persons with fixed-term employment contracts who are able to provide collateral. You can apply for the card if you are not employed but can provide a personal deposit as collateral.


  • Available in 2 currencies: ALL and Euro.
  • 0% commission on online purchases, POS transactions both domestically and internationally, across all national and international banks
  • Contactless transactions at POS without entering a PIN code
  • Elevate your travel experience with exclusive privileges, including:
  • Free access to lounges at over 1,200 major airports worldwide, up to 2 visits annually.
  • Access and discounts to a wide array of amenities and services at leading global airports, encompassing lounges, restaurants, merchant discounts, private Wi-Fi access, and airport transportation.
  • Benefits at over +900 luxury hotels, receiving VIP guest status and valuable vouchers.
  • Unlock additional advantages through loyalty programs with +600 partners across the globe. Embrace a world of exclusive offers.


Services Provided

  • Global Customer Assistance
    • Card Loss/Theft
    • Card Replacement Services
    • 24/7 Customer Support


  • Tele medical Consultations
    • Access to Qualified Medical Practitioners
    • Comprehensive Information on Vaccination Protocols in the Respective Country
    • Guidance on Medical Facilities Available in the Host Nation


To begin your application process for Visa Platinum credit card, please present the following documents at any of our branches:

  • A valid identification document, ID card or passport.
  • Comprehensive details of your income transactions over the past 12 months.
  • Additional proof of income (optional).

Key Benefits

  • Extended validity of the card for 5 years.
  • Multiple options to repay the obligation: Cash, bank transfer or through the Online Banking.
  • Access to 24/7 cash withdrawals at any OTP Bank Albania ATM and VISA logo-bearing ATMs worldwide.
  • SMS notifications on the first day of each month, providing comprehensive invoice details, payment amount, and minimum payment requirement.
  • Simple and fast application.

Online Security

  • Card usage is continuously on the rise, making it crucial for us to remain vigilant when making online purchases.
  • For this reason, OTP Bank Albania has prepared a guide with key points you should consider when making card transactions online.
  • You can find the guide by clicking here.

Apply now by following the steps below: