OTP Bank

Unik Loan

This loan provides you with the following benefits and more: Electrical and electronic appliances, furniture for your home, air conditioning equipment, personal computer, financing your vacation, children's studies, etc. The Unik Consumer Loan is valid for all residents in Albania, permanent or temporary employees in companies, sailors, entrepreneurs (who have been operating for at least one year) as well as for customers with other verifiable income.


  • Fast process;
  • With little necessary documentation;
  • No collateral required;
  • Immediate financing;
  • If you have a salary in OTP Bank Albania there are more facilities.


To apply, just present yourself at your Personal Banker with the following documents:

  • Income statement;
  • Identity Card or Passport, and family certificate.

Loan terms (payroll clients)

  • Financing amount up to 750,000 ALL;
  • Repayment period up to 7 years.
  • Unchanged monthly installments for the entire duration of the loan.
  • Fixed interest for fixed loan duration;
  • This loan is offered only in ALL.


Apply now by following the steps below: