MasterCard Gold Debit Card
The MasterCard Gold Debit Card offers advanced payment convenience, global acceptance, and high security. With higher daily limits, contactless technology, and 24/7 access to your funds, this card combines flexibility with exclusive privileges worldwide.
Eligibility for MasterCard Gold
The MasterCard Gold Debit Card is available to all clients who receive their salary or pension in Albania.
Card Benefits
- Currency: ALL.
- 0% commission for withdrawals at OTP Bank ATMs and domestic POS terminals.
- Payments via Internet and POS both domestically and internationally.
- Maximum security through Chip & PIN technology.
- Maximum daily ATM withdrawal: 100,000 ALL; maximum daily number of withdrawals: 15.
- Maximum daily POS purchase limit: 400,000 ALL; unlimited number of transactions.
- The above limits are preset by the bank. Upon client request, these limits may be adjusted to meet individual needs.
- Current account balance check at OTP Bank ATMs and other bank ATMs.
- PIN code change or unblock at OTP Bank ATMs and other bank ATMs.
- Validity: 3 years.
- Auto-renewal: Upon expiry of the existing card, unless the client requests otherwise, a new card is automatically issued.
- Early cancellation: The client may cancel the card at any time by submitting a request at a branch.
- Contactless Service: Pay for any product/service simply by tapping the card on the POS terminal.
- Applicable fees according to the valid terms and conditions.
Mastercard Travel Rewards
Mastercard Travel Rewards is an exclusive program offering instant benefits such as cashback or discounts when you pay with your MasterCard Gold. No registration or coupons required—just pay with your card and enjoy rewards at hotels, restaurants, fashion stores, and more during your travels.
Travel Benefits
- LoungeKey: An application offering access to 1,200+ airport lounges worldwide via Mastercard cards. Travelers can enjoy comfortable accommodations, complimentary food and drinks, Wi-Fi access, and more at LoungeKey airport lounges.
- Travel Experiences and Fast Track: Dedicated lanes to expedite baggage control at over 80 airports.
- FlexiRoam: Mastercard Global Data Roaming by FlexiRoam provides cardholders with easy roaming access when traveling. FlexiRoam collaborates with over 580 telecom providers in 200+ destinations worldwide.
Online Security
The use of cards is constantly increasing; therefore, caution is required when shopping online. You may read the guide with key points to keep in mind for online purchases by clicking here.
Here you can read more about the 3D Secure service, which will serve you for online purchases.