OTP Bank

SMART Package


  • Discount on the prices of the products included in the package;

  • Real time information on any cash collection or withdrawal from the Current Account, through the SMS Banking service;

  • Payment of utility bill, transfers within personal accounts at any time through the Online Banking service;

  • Opening of Term or Optimal Deposits, debit card application, through the Online Banking service;

In addition, you will benefit:

  • Higher usage limits, if you choose one of MasterCard or Visa Premier cards;

  • Access to the VIP lounge at Rinas Airport if you select the MasterCard Gold card;

  • Life Travel Insurance which is offered for MasterCard Gold and Visa Premier cards;

More on the “Smart” Package

Package content:

  • Current Account
  • Debt cards *
  • SMS Banking
  • Online Banking
* We offer the option of selecting the card you want to include within your package, within our broad range of debit cards like Maestro, MasterCard Standard, MasterCard Gold or Visa Premier.
  • Free of charge withdrawals at any ATM of our bank
  • Purchase without commission at any POS within the country
  • Usability in all ATMs and POSs outside the territory of Albania
  • Online purchase opportunities using funds in the Current Account
  • Maximum security through Chip technology.
ico document check

Documentation required

  • Passport or Identity Card