OTP Bank

Horizon Deposit

Horizon Deposit is an agreement between the bank and the client for a certain amount, for a certain term (5 or 7 years), for a certain currency and with an interest rate (fixed or escalating) determined according to the working conditions in force at the moment of opening the deposit.


  • Interest 2.45% for 5-year deposit 3.2% for 7-year deposit
  • This deposit is offered in ALL currency
  • Minimum amount: 100,000 ALL
  • Maximum amount: The client is free to deposit the amount he wants at the moment of opening the deposit
  • Maturity: 5 and 7 years
  • Interest earned is credited to your account each year
  • This deposit offers the possibility of automatic renewal.
  • The bank offers you the opportunity to withdraw your funds at any time you want
  • You can close the deposit before maturity, but in this case you will not receive the interest accumulated during the current year and the interest of the previous year

Deposits of individual clients, traders and companies in OTP Bank Albania are secured up to the amount of 2,500,000 ALL (two million five hundred thousand) by the Deposit Insurance Agency - http://asd.gov.al


  • Passport or Identity Card