OTP Bank

Deposits with a term of (36 months)

The Time Deposit is an agreement between the bank and the business client for a fixed amount and term. This deposit does not allow the customer to withdraw or deposit within the term specified in the contract without terminating this agreement. However, the client is free to withdraw funds from the account, waiving the interest specified in the contract.


  • A savings deposit which is offered by the terms agreed between you and the bank
  • The minimum amount for opening a deposit is 50,000 ALL or 500 units in Foreign Currency
  • The deposit is offered in terms of 1, 3, 6, 12, 24 and 36 months.
  • These deadlines are valid for 5 currencies ALL, Euro, USD, CHF, GBP
  • Term Deposit’s interest is paid on the maturity date
  • Withdrawal of funds at any time has a penalty / loses interest on the days of the month in which the closure is taking place. The interests of other months are obtained.
  • Deposits of individual clients, traders and companies in OTP Bank Albania are secured up to the amount of 2,500,000 ALL (two million five hundred thousand) by the Deposit Insurance Agency


  • Passport or Identity Card