OTP Bank

Losing a relative

Losing a person close to you is enough difficult to bear and along with this, you will have to think for reporting the death to the authorities, arranging the funeral, issuance of Inheritance Testimony etc.

Before coming to the bank, you should go through the following steps:

  • Declare/notify the death at The Registry Office near the Municipality
  • Once you have taken the Death Certificate, you should present it to the Notary Office, along with all certificates of the other family members of the deceased person.
  • It is the duty of the notary to make all the necessary verifications according to the rules set in the Civil Code and the law on “Notary”. After verifying the validity of the documentation and the relevant legal conditions, the notary releases The Inheritance Testimony.
  • Every interested family member of the deceased person, can have a notarized copy of the Certificate of Inheritance
  • The Inheritance Testimony is the document that should be provided to the Bank, in order for you to be able to retrieve your belonging part of the hereditary estate, if you result in the heirs’ circle according to the Inheritance Testimony.

You cannot ask for information on the deceased accounts without being identified at the Bank as a legal inheritor.

You cannot possess the deceased funds without being identified at the Bank as a legal inheritor.

To read more about the Heredity, please click here.

Note: This material has been prepared in two languages, Albanian and English. In case of discrepancies between the two versions, the Albanian version prevails.