Investment Funds
OTP Bank Albania acts as a sales agent for investment funds managed by OTP Fund Management, part of the OTP Bank Group. Licensed by the Albanian Financial Supervisory Authority, the bank expands client access to markets and investment opportunities.
The investment funds managed by OTP Fund Management Company (OTP FMC) are open-ended, each representing a distinct portfolio of assets and issuing units to investors under the terms set out in the relevant documentation. Within each fund, different unit classes may exist, each with specific features described in the Fund Prospectus.
How does the fund work?
When you invest in a fund, you purchase units that represent your share in the fund’s assets. The units are issued in Euro, while the minimum investment amount is defined in the Prospectus of each fund.
Investment policy and risk level
ach fund has clearly defined objectives, characteristics, and an investment policy set out in the Prospectus. In addition, each fund has a specific level of risk.
The Summary Risk Indicator helps you understand the level of risk of the fund compared to other financial products. It shows how likely it is that the product may lose value due to market movements or because of an inability to make payments. This indicator is presented in the Key Information Document (KID).
In addition to risk level, each fund also has a recommended holding period, depending on the financial instruments included in its portfolio.
Who can invest?
Before investing, an assessment must be carried out regarding:
- your knowledge and experience;
- the suitability of the selected product for you.
In addition to this assessment, before submitting a subscription request, you must sign a framework agreement with OTP Bank Albania, which governs the relationship related to investment funds.
Investing and selling units
If you are a bank client, you can invest in collective investment funds by signing a purchase order.
Investment in the fund:
- has no fixed maturity;
- can be increased or reduced at any time.
You may also request the sale of your fund units at any time, without prior notice, by visiting the authorized branches where the application was originally submitted.
Important information
Investment in the fund is not covered by the Deposit Insurance Agency.
| Bond Fund | Multi-asset umbrella fund | ||||
| Short-term in EUR | Conservative Funds | Balanced Funds |
Dynamic Funds |
||
| Management Company | OTP Alapkezelő Zrt. | OTP Fund Management Ltd. | |||
| Depositary | UniCredit Bank Hungary Zrt. | UniCredit Bank Hungary Zrt. | |||
| Distributor | Banka OTP Albania | Banka OTP Albania | |||
| Fund Operating Method | Public | Public | |||
| Type of Fund | Open Funds | Open Funds | |||
| Maturity | Undefined | Undefined | |||
| Fund Currency | Euro | Euro | |||
| Website of the Management Company | Click Here | Click Here | Click Here | Click Here | |