Horizon Deposit is an agreement between the bank and the client for a certain amount, for a certain term (5 or 7 years), for a certain currency and with an interest rate (fixed or escalating) determined according to the working conditions in force at the moment of opening the deposit.
- Interest 2.45% for 5-year deposit 3.2% for 7-year deposit;
- This deposit is offered in ALL currency;
- Minimum amount: 100,000 ALL;
- Maximum amount: The client is free to deposit the amount he wants at the moment of opening the deposit;
- Maturity: 5 and 7 years;
- Interest earned is credited to your account each year;
- This deposit offers the possibility of automatic renewal.
- The bank offers you the opportunity to withdraw your funds at any time you want
- You can close the deposit before maturity, but in this case you will not receive the interest accumulated during the current year and the interest of the previous year.
- Deposits of individual clients, traders and companies in OTP Bank Albania are secured up to the amount of 2,500,000 ALL (two million five hundred thousand) by the Deposit Insurance Agency - http://asd.gov.al
- Passport or Identity Card