Visa Credit Card – Freedom of Purchase with 0% commission
Benefits from the Visa Credit Card
Avaiable Currencies (Lek / Euro)
Usage inside and outside the country
15 – 45 days of grace period for delays in repayment
0% commission for POS and Internet purchases
Maximum security thanks to the Chip & PIN technology
Online checking of your Credit Card Balance
Minimum payment of only 5% of the amount used
More on the Visa Credit Card
Make payments anywhere in the world, in any POS unit which displays the VISA logo (insert real logo, static image);
Card limit sufficient to cover your expenses according to your needs;
Very competitive interests and commissions;
Multiple options to settle the obligation: Cash, Bank Transfer or Online Banking;
Cash withdrawals at any OTP Bank ATMs and ATMs of other banks that contain the VISA logo, at home and abroad 24/7;
SMS notification on the first day of each month on the details of the invoice, for the unpaid amount as well as for the minimum required amount;
Simple and fast application;
How to apply for a Visa Credit Card from OTP Bank?
You can apply in one of our branches with the following documents:
Introduce yourself to one of our branches
Apply here for expressions of interest on the cardboard (link to the application form)
Identity Card or Passport;
Revenue account movements for at least the last 12 months;
Website verification (optional)
The use of cards is constantly increasing, so we should be vigilant in their use for online shopping.
For this reason, OTP Bank has prepared a guide with the main points you should take in consideration when using your card for online purchases.
Click here to download the guideline.