Looking for a secure way to manage your savings over a short period? The 4-Month Deposit gives you the opportunity to earn a guaranteed interest rate of 0.4% in ALL and 0.51% in EUR, while keeping the flexibility you need for your short-term plans.
Why choose this deposit?
When your financial goals are short-term, it is important to choose a product that combines security with simplicity. The 4-Month Deposit offers a short maturity period, making it easier to plan and manage your personal finances.
What you need to know
- Term: 4 months.
- Available in ALL and EUR.
- The minimum amount required to open the deposit is ALL 50,000 or EUR 500.
- Fixed annual interest rate of 0.4% in ALL and 0.51% in EUR.
- Interest is credited at the end of the maturity period.
- There is no maximum limit on the amount you can deposit.
- Automatic renewal is available.
What you need
A valid ID card or passport.
Other conditions:
- Interest is calculated on an annual basis (365/366 days).
- If you close the deposit before maturity, you may withdraw the deposited amount, but no interest will be paid for the deposit period.
- The deposit may only be funded at the time of opening; no additional funds may be added during its term.
*Deposits held by individual customers with OTP Bank are insured up to ALL 2,500,000 (two million five hundred thousand) by the Albanian Deposit Insurance Agency – http://asd.gov.al