OTP Bank

Debit Card Mastercard


  • Validity: 5 Years.
  • Ability to receive PIN via SMS.
  • 0% commission for ATM and OTP Bank ATMs withdrawals.
  • Payment and purchases on the Internet and at POS, inside and outside the country.
  • Auto-renewal: At the moment of expiration of the existing card, if the customer does not appear at the Bank to request non-renewal, the new card is automatically produced.
  • Possibility of closing before the deadline: The client can close the card at any time by making a request at the branch.
  • Commissions applicable according to the working conditions in force.
  • Withdraw money at ATMs inside and outside the country:
  • Maximum daily amount: 70,000 ALL
  • Maximum number of daily withdrawals: 10
  • Purchases at points of sale (POS) inside and outside:

Maximum daily amount: 200,000 ALL

Maximum number of payments: unlimited

  • Online Shopping:

Maximum Daily Amount: 35,000 ALL

  • Currency: Albanian Lek
  • Maximum daily limit of using the card for ATM withdrawals, POS payments and online purchases: 300,000 ALL
  • Maximum weekly limit of ATM card usage, POS payment and online shopping: 500,000 ALL
  • Maximum monthly limit for using the ATM withdrawal card, POS payment and online shopping: 700,000 ALL

The above limits are set in advance by the bank. At the request of the client these limits can be changed and adapted to his needs.

  • Checking the current account balance at ATMs of OTP Bank Albania and ATMs of other banks.
  • Change of PIN code in ATMs of OTP Bank Albania and in ATMs of other banks.
  • The customer has the opportunity to unlock the PIN offline at ATMs of OTP Bank Albania and ATMs of other banks.

Online Security

  • The use of cards is constantly increasing, so we must be vigilant in using them for online shopping.
  • For this OTP Bank has prepared an instruction with the main points that should be taken into account when making online card purchases.

You can find the guide by clicking here.

3D Secure service

Here you can read more about the 3D Secure service that will serve you for online purchases.