OTP Bank

Debit Card Mastercard GOLD

The MasterCard Gold card is valid for all customers who receive a salary or pension in Albania.


  • Albanian Lek Currency.
  • 0% commission for withdrawals at ATMs of OTP Bank Albania and POS within the country.
  • Internet and POS payment, inside and outside the country.
  • Maximum security through Chip & PIN technology.
  • Checking the current account balance at ATMs of OTP Bank and ATMs of other banks.
  • Maximum daily amount for ATM withdrawals 100,000 ALL, maximum number of daily withdrawals: 15.
  • Maximum daily amount for points of sale (POS) 400,000 ALL, maximum number of payments: unlimited.
  • The above limits are set in advance by the bank. At the request of the client these limits can be changed and adapted to his needs.
  • Change of PIN code in ATMs of OTP Bank and in ATMs of other banks.
  • The customer has the opportunity to unlock the PIN offline at ATMs of OTP Bank and ATMs of other banks.
  • Validity 3 Years.
  • Auto-renewal: At the moment of expiration of the existing card, if the customer does not appear at the Bank to request non-renewal, the new card is automatically produced.
  • Possibility of closing before the deadline: The client can close the card at any time by making a request at the branch.
  • Contactless service: by approaching the card over the POS terminal, you can pay for any product / service you want.
  • Commissions applicable according to the working conditions in force

Online Security

  • The use of cards is constantly increasing, so we must be vigilant in using them for online shopping.
  • For this OTP Bank Albania has prepared a guide with the main points that you should keep in mind when making card purchases online.

3D Secure

Here you can read more about 3D Secure service that will serve you for online shopping.